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Loan Modification

Cogburn Law Offices works to provide clients the highest level of legal services while remaining dedicated to personal service.

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Jamie Cogburn Featured in Bloomberg Article

April 26, 2011

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BUDGET CALCULATOR

         

Your contact information

 
Your Name   *
Name of  
Spouse or Co-Borrower  
Street Address   *
City   *
State   *   Zip   *
Mobile Number   *
Mobile Number of  
Spouse or Co-Borrower  
Email   *
 

Tell us about your loan

 
  1st Mortgage     2nd Mortgage    
Name of Lender  
(who you pay)  
   
Loan #      
Interest Rate      
Unpaid Principal Balance      
Payment $      
Type of loan  
Example: 5 year,  
interest only taken out  
in October 2004  
   
Adjusting? Y N      
Date of adjustment      
Number of months behind      
 

Credit Card Payments

 
Credit Card Balance   Minimum Monthly Payment  
   
   
   
   
   
   
   
   
   
   

Total Balance:
 
Total Monthly Minimum:
 
 

Your monthly expenses

 
Monthly Expenses Monthly
Amt.
  Income Monthly
Amt.

Mortgage Payment   Net Salary
(after deductions)
Property Taxes
(if not included in Mtg.)
  Monthly
Every 2 Weeks
Weekly
Homeowner’s Insurance
(if not included in Mtg.)
  Gross Salary
(before deductions)
Association Fees
Other Mortgages

  Monthly
Every 2 Weeks
Weekly
Automobile Payment

Other Automobile
Loan Payment


  Spouse's Net Salary
Monthly
Every 2 Weeks
Weekly
Automobile Insurance
Vehicle Gasoline
Electricity


  Spouse's Gross Salary
Monthly
Every 2 Weeks
Weekly
Gas   Alimony/Child Support
Water/Sewage   Disability
Garbage   Social Security
Other Utility   Pension
Clothing   Rental Property
Vehicle Maintenance   Other Income
Property Maintenance   Total Net Income
Home Telephone   Total Gross Income
Cell Phone   Total Expenses
Cable TV/Internet   Net Difference +/-
Credit Cards (combined
Minimum payments)
     
Other Loans (Specify)   Gross Difference +/-
Health Ins. (not deducted)   How Many People
in Household
Dues/Memberships      
Medical Bills (not insured)      
Prescription Medications      
Child Care      
Alimony      
Child Support      
Tuitions  
Food/Household  
Other Expenses
(Please Specify)
 
Other insurance  
Miscellaneous  
Miscellaneous  
Miscellaneous  
Vehicle Maintenance  
Life Insurance  
Maintenance on the Home (Pest, landscape, etc...)  
Clothing Expense (laundry/dry cleaning/uniforms)  
Second Property
   - 1st Mortgage
 
Second Property
   - 2nd Mortgage
 
Third Property
   - 1st Mortgage
 
Third Property
   - 2nd Mortgage
 
    *required item
Total Expenses & Balances    
 

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