Jamie Cogburn Featured in Bloomberg Article
April 26, 2011
Cogburn Law Offices works to provide clients the highest level of legal services while remaining dedicated to personal service.Consumer Law
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Oftentimes, the rights of consumers are disregarded or trivialized by the very same people—including retailers, service providers, and manufacturers—that have been entrusted to uphold them. At Cogburn Law Offices, it has been a long standing tradition and practice to provide responsive legal services to our consumer clients. Protecting consumers' rights is a key component of our law firm's mission. If you've been the victim of a consumer scam or otherwise harmed by a legitimate or fraudulent consumer business, Cogburn Law Offices may be able to help you receive compensation for your losses and suffering.
Federal and State Consumer Protections and Business Regulations
Las Vegas consumer law is most often referred to in terms of local law firms and governmental resources simply because consumer laws are written and enforced mostly on the federal and state level. At the federal level, most consumer protections are written by the Federal Trade Commission (FTC). Some areas of consumer protection for which the FTC oversees include truth-in-advertising, privacy and identity protection, unfair financial practices, and special cases of consumer fraud such as deceptive telemarketing and Internet and direct-mail scams.
In Nevada, the Bureau of Consumer Protection is the chief agency responsible for protecting the state's consumers. This agency governs deceptive trade, marketplace fraud, anti-trust laws, and utility company rates, among other basic consumer protections. However, in a recent change, the Bureau only pursues cases of systematic abuse that affects a significant number of residents. The Consumer Affairs Division, which previously handled individual cases, was eliminated in 2009 by the state's legislature. Indeed, both federal and state regulations for consumer protections are changing all the time. As a leading firm in Las Vegas consumer law, our attorneys continually keep abreast of relevant changes to these laws and enforcement policies.
Las Vegas Consumer Law Attorneys and Local Resources
Not every questionable business practice is cause for legal action. Poor customer service, unexplained rate hikes, and other basic consumer complaints are best handled by the local chapter of the Better Business Bureau, as well as other consumer rating and review agencies. Certain consumers have access to specialized consumer agencies. People aged 60 and over, for example, can seek out assistance for basic consumer disputes through the City of Las Vegas Senior Citizens Law Project.
However, in cases that involve personal injury or damages, a civil action may very well be necessary to recover compensation for losses. And, in this regard, there's no better place to turn than Cogburn Law Offices. Our experienced attorneys and vast legal resources will assess your case and make expert recommendations about pursuing a tort or other legal action.
Lemon Laws, the FDCPA, and Cogburn Law Offices
Almost any abusive or negligent act can constitute liability and potential grounds for a tort action, but the most common Las Vegas consumer law cases involve unfair or abusive debt collection practices and the sale of shoddy vehicles under the state's lemon laws. Your overall vehicle repair history will determine your eligibility for protection under lemon laws, while the Fair Debt Collection Practices Act (FDCPA) lays out the protections that are in place to guard against abusive and unfair debt collection practices. Our consumer law attorneys are experienced in handling, advising, and litigating FDCPA claims and Nevada lemon law claims.
But whether it's a bad vehicle, unrelenting creditors, or some other abuse, if your rights as a consumer have been violated, one of our Las Vegas consumer law attorneys can help you obtain the remedies that you deserve. If you think you have a claim, please call us at 702-384-3616 or contact Cogburn Law Offices today.